Free Credit Report and How to Get It From The Government

Did you know that under the US government's Fair and Accurate Credit Transactions Act (FACTA) all US citizens residing in the States are entitled to get free annual credit report from the government? What is free credit report and government role in this process? This is a real boon for people who can't afford the fees that are usually required to access such reports. Previously you had to pay to see your credit rating and if you are strapped for cash (which is why you usually need such a report), then the fees for obtaining a report on your credit status are not affordable.

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